Identity card is required by companies offering payday loans not only because of the number and series which are placed on the loan agreement, but also because it is a document confirming the age of the person applying for a loan. It should be clearly stated that payday loans are only granted to adults. So if you do not have an ID, the payday service is out of our reach. Therefore, an ID card is necessary to borrow money.
In the absence of an ID card – whether as a result of losing it or waiting for a new one – unfortunately we will not take out payday loans. Savedrive bank accept only an ID card as an identity document. By presenting only a driving license, we will not be able to prove that we are us. Moreover, it must be remembered that the ID card must be a valid document. So if it has expired, no one will grant us payday pay.
Payday loans are quick loans
Which are very popular nowadays. This is due, inter alia, to the extremely short, simplified procedure for granting such loans. A lot of people ask if you can get a payday loan if you document your identity not with an ID card but with a driving license.
Many people ask why an ID is needed to receive payday loans. It must be clearly stated that the loan agreement must contain data such as the number and series of the ID card. Only then is the contract that has been signed a valid contract. Meanwhile, on other documents – be it on the driving license or passport – in vain to look for information on the number and series of ID cards. Therefore, the lack of an ID card makes it impossible to receive payday loans.
What does Loan without Bik mean?
If you have fallen into a spiral of debt, you should carefully check the issues of limitation of debt. Maybe we will have some luck and it turns out that the debt has expired. In this situation, paying off the debt is not an option. It should be remembered that the claim is time-barred after ten years, in the case of interest it occurs after three years.
In any case, the solution worth choosing is to try to negotiate with your creditors. It should be remembered that they do not have to bring the expected effect, but they are definitely a better solution than waiting for the case to be in court and a bailiff knocking on our door. When starting negotiations, there are a few rules to keep in mind. First of all, under no circumstances should you take a claim attitude, expecting cancellation of debt. However, it is worth presenting your life situation and explaining exactly why such serious financial problems occurred. You should also think about the amount that you can pay monthly for the debt.
Consumer bankruptcy is a solution included in the current law. However, it should be remembered that the declaration of consumer bankruptcy is connected with court proceedings. It is possible only when there are strictly defined premises.
Taking out loans without thinking can eventually lead to considerable financial problems. It can lead to entering a so-called debt spiral, from which exit is not so easy. Below are some tips on what to do if, at some point, you fall into such a debt debt loop, it is important to avoid getting more loans and credits. They are no way out of the situation. Instead, they will increase debt and increase the number of creditors. That is why it is much better to try to negotiate with creditors who are already in debt. With a little good will on their part, it will be possible to set a repayment schedule that will pay off the debt slowly.
What is a non-repayable loan?
Some loan companies expect a client to provide a bank statement covering the last few months. Such an extract is an alternative to the traditional income statement. The statement confirms that we receive regular payments to the account. It also shows how high our monthly expenses are.
Payday loans are quick loans that are provided by so-called Savedrive bank. Currently, such companies can be found in virtually every city. They are very popular, among others, because the formalities to be completed when taking payday loans have been kept to a minimum. Therefore, the question arises as to what documents are necessary for the parabank to grant us a loan.
Most people who decide on a payday loan are looking for a loan, which only requires an ID card. As it turns out, among the so-called Savedrive bank there is no shortage of companies that actually lend money only on proof. This document confirms personal data and citizenship, i.e. information without which it is not possible to grant a loan. It should be added that nowadays more and more companies grant loans via Internet. In this case, you don’t even have to appear at the branch to present your ID. Its scan can be sent electronically.
While the ID card is always a required document, only the selected lender requires the certificate of employment and the amount of income achieved. It is usually the case that people who decide to take a payday pay do not need to submit any documents other than an ID card. This significantly reduces the procedure for applying for a loan, and at the same time means that the road to it is not closed for people who do not work legally.